This insurance provides protection against unforeseen weather events. In this way, the relatively safe performance of agricultural activities can be ensured. Crop and fruit insurance protects the amount of expected annual yield. All crops and fruits are insured against the risk of hail, fire and lightning, while some hazards/risks are insured according to special conditions for the insurance of crops and fruits. In accordance with the above, it is possible to conclude an extension of the insurance for damage caused by spring frosts, storms or floods by additional contracting. With a special agreement, it is possible to additionally secure fruit trees and grape vines, young plantations until they come into fruition, and agricultural crops in greenhouses, i.e. greenhouses. In addition to insurance against loss of quantity, fruit growers are interested, above all, insuring fruit against loss of quantity and quality of the product.

Animal insurance covers ungulates, cattle and buffalo, sheep and goats, pigs, poultry, fish, small livestock and bees, as well as small animals (dogs, cats) and exotic animals.