General (non-contractual) liability insurance covers the Insured's liability arising from the performance of registered activity, ownership, possession or specific property of things, legal relationship, and for damage resulting in death, injury to body or health, as well as damage or destruction of property of a third party. Compensation claims based on liability for death, injury to health, and damage or destruction of property of a third party can be large and can represent a burden for business. Considering that such cases are extremely difficult to predict, and can happen in different situations, even when it is least expected, it is definitely recommended to contract an adequate general liability insurance policy.

This type of liability covers the contractual (professional) liability of the Insured for damage caused as a result of non-fulfillment, deficient fulfillment or delay in the fulfillment of contractual obligations of the Insured. In other words, damages arising from the provision of professional services that may be committed by the Insured's employees are covered.

Injuries at work are unfortunately very common, and cases in which injured employees decide to file a compensation claim or lawsuit against their employers in the event of an injury at work for which they consider their employer responsible are becoming more common. Sometimes such compensation claims can be very complex and high and can seriously threaten the business of the company, which is why companies increasingly contract employers liability insurance policies.

If the company is involved in the production or distribution of products, it is exposed to the risk of liability for the correctness and quality of the product delivered to the end customer and for all possible material and/or non-material damage caused to a third party as a result of the use of such a product. The liability insurance policy for a defective product ensures the Insured's liability for damage resulting in death, injury to body or health, and damage and/or destruction of property of third parties, which occurs due to the use of a defective product that the Insured has placed on the market.