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Motor vehicle insurance is one of the most common types of insurance that provides coverage for damage to vehicles or for liability damage due to the use of the vehicle to third parties. Vehicle insurance is contracted for motorized road vehicles such as passenger, cargo and trailer vehicles, motorcycles or work machines. Given that damage to vehicles and damage from vehicle use are the most common type of damage, it is advisable to insure the vehicle fleet and work machines, while MTPL insurance is mandatory for road vehicles.